Hathaway Insurance Agency Inc - Business Insurance

Hathaway Insurance Agency Inc
7 Church Street
Gloversville, NY 12078-3001
(518) 773-7981

We offer a diversity of competitively priced
multi-line insurance programs that reflects your business needs. We offer customized, industry-specific insurance and risk management services for businesses of all sizes and complexity. We specialize in manufacturers, wholesalers, non-profits, retail stores and contractors. We offer primary and excess coverages for "hard to place" risks, offering a variety of programs to protect your financial security.

COMMERCIAL PROPERTY
We cover all types of property risks including Buildings, Business Personal Property, Property of others, Computers, Transit, Signs, and Money & Securities.

COMMERCIAL LIABILITY
We cover liability exposures with financially sound, competitively priced insurance programs including General Liability, Product Liability, and Professional Liability. We offer occurrence or claims made policies tailored to your business needs.

WORKERS' COMPENSATION
We specialize in covering Workers' Compensation exposures, developing a program that will best fit business and your financial condition. We can provide Retro plans, Dividend plans and traditional policies. We can also provide coverage through the State Insurance Fund where appropriate.

BUSINESS VEHICLES
We can provide a Business Auto policy that will reflect your needs for your financial protection. Trucks, Vans, Buses, and Private Passenger vehicles can be included in your specialized program whether you are a manufacturer, livery, retailer, trucker or any other business. We can also provide coverage for your antique autos and collector cars.

COMMERCIAL EXCESS (UMBRELLA) LIABILITY
We can provide Umbrella Liability at a minimum limit of $1,000,000 to much higher limits of $5, 10, 20, 50 million or higher in financially sound and competitively priced markets. This form of policy will provide higher limits over and above the limit on your General Liability, Product Liability and Auto Liability giving you the added protection in the event of a catastrophic loss.

BOILER & MACHINERY
This coverage no longer protects just Boilers and Machinery. It can now be tailored to include computers, fax machines and phone systems. It also can include air conditioning and heating equipment and production machinery and include lost revenues in case your equipment suffers a loss. Our policies can provide a wide scope of coverages for new and used equipment.

BONDS
We can provide Surety Bonds, Fiduciary, ERISA and Crime insurance for businesses of all sizes and for individuals. We write these coverages through companies with strong financial strength and excellent claim paying ability.

INLAND & OCEAN MARINE
Whether your needs are for Inland or Ocean Cargo, we can provide coverages for loss or damage at excellent premium levels to satisfy your business needs.

DISABILITY
We have reputable and competitive companies that can provide all your needs for mandatory and elective Disability coverages. State mandated coverages can be written under a variety of programs to give your business the best premium possible. We also carry long term disability benefits for your employees.

YACHTS
Whether your vessel is small or a multi-million dollar yacht, we can provide the coverages you will need to protect your investment. Our programs will be tailored to fit your vessel and your pocketbook.
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NOT FDIC-INSURED Â· NO BANK GUARANTEE Â· MAY LOSE VALUE
NOT A DEPOSIT Â· NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY