Richard J Zick - Business Insurance

Richard J Zick
5981 Airport Rd
Oriskany, NY 13424
Phone:315-736-8211

Utica First Insurance Company, located near Utica, NY, is a regional property and casualty insurance carrier specializing in small contractors, restaurants, retail stores, offices, and homeowners insurance. We operate in New York, Connecticut, Massachusetts, New Jersey, Ohio, Pennsylvania, and Virginia.

Commercial Lines

Utica First is an industry leader in providing unique, cost effective commercial insurance products for small and medium sized businesses. The foundation of many of our 'niche' products is the Utica First Businessowners Policy (BOP). It provides a bundled 'package' of the most needed insurance coverages (Property, Liability, Loss of Income, Systems Breakdown, and many others) in one policy that can suit the needs of thousands of smaller businesses. Dozens of business classifications are eligible. In addition, Utica First had developed a number of special 'niche' programs to satisfy the specific needs of certain businesses, such as:

* Antiques and Collectibles
* Automobile Service Stations
* Convenience Store Program
* Food Service Risks (Restaurants, Taverns)
* Artisan Package Policy
* BOP Classes
* Office PAK Program
* Employment Practices Liability (EPL) Insurance

For larger or more complex risks, Utica First offers a Commercial Package Policy (CPP), which allows great flexibility and customization of coverage.

Copyright Â© 2010 Utica First Insurance Company